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Episode 3: Is Homeownership Out of Reach? These Loan Programs Might Prove Otherwise

In this episode of ‘On the House,’ we uncover the diverse world of mortgage products beyond the 30-year fixed rate. From Fannie Mae to FHA and VA loans, discover options for first-time buyers, low credit borrowers, and more. Learn about down payment assistance and why working with a loan officer is key to finding the …

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Why insurance is so expensive now.

The insurance industry has experienced significant changes over recent years, with homeowner’s and auto insurance rates increasing rapidly. The reasons behind these trends are numerous, involving a combination of economic, environmental, and market-driven factors. Homeowner’s insurance on the rise Homeowner’s insurance rates have risen notably, driven by several unrelated critical factors: Accelerating auto insurance premiums …

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Episode 2: Everything You Need To Know Before Buying a Home This Year

Listen to Episode 2: In this episode of ‘On the House,’ we explore the top questions about the process of homeownership and practical steps to help get you there! Watch Episode 2 on YouTube: Everything You Need To Know Before Buying a Home This Year | On The House Podcast   Host: Jason Haeger – …

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Episode 1: Was It A Mistake Buying a House in 2023?

In this episode of ‘On the House,’ we explore the impact of high-interest rates and challenges faced in 2023, emphasizing the importance of careful consideration before making housing decisions. Additionally, we delve into predictions for 2024, including forecasts for home sales, mortgage rates, and property values from industry experts. Want to see if homeownership is …

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Benchmark Achieves Accreditation as a Social Impact Lender

Benchmark, a leading mortgage lender since 1999, is proud to announce its accreditation as an Accredited Social Impact Lender (ASIL) by the National Association of Minority Mortgage Bankers of America (NAMMBA). This accreditation is a testament to Benchmark’s commitment to providing quality mortgage services to all of its clients. Benchmark’s mission is to make homeownership …

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Benchmark Delivers A Christmas Homecoming Miracle

Benchmark could just be another mortgage lender, but we’re not. Sure, every company has their ‘core values’, but there is something tangible and special about ours. Our core values didn’t exist until after they were identified in the soul of the company years after it was established. These values not only inform how we do …

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Is a HELOC a good financial choice?

 A Home Equity Line of Credit (HELOC) is an easy way to borrow money using your home’s value as collateral. Let’s look into how a HELOC works and whether this option is right for you. How Much Can You Borrow with a HELOC? The first step in deciding if a HELOC is right for you …

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Is waiting for lower interest rates a mistake?

With mortgage interest rates at a level not seen for over a decade (see chart below), the question of whether to wait for interest rates to fall is creeping in. This is not unreasonable, however, it does beg the question. Are rates actually high? If you take a look at the chart below, you can …

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Sellers: How To Incentivize Home Buyers Inexpensively

Has your home been on the market long? Do you feel like selling your home is an insurmountable task? Selling your home can feel hopeless the longer your property sits awaiting a buyer. As sellers struggle to attract buyers, they are confronted with ideas like price slashes or full remodels to sell to their homes. …

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Benchmark Is Making Waves: Best Company, Best to Work For!

Benchmark has been named one of the 50 Best Places to Work for by Mortgage Executive Magazine! We’re ranked #7 on average score! Additionally, Benchmark was named to the magazine’s Top 100 Mortgage Companies in America. We landed at #38 alongside some of the biggest names in the country. 64 of our teammates were recognized …

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